The Ultimate Housing Checklist
- 26 feb
- 2 minuten om te lezen
for Expats in the Netherlands
Planning to rent or buy a home in the Netherlands? Here’s a practical checklist for expats — plus the most popular Dutch websites for finding apartments and houses.
1. Understand the Dutch housing market
The Dutch housing market is competitive, especially in cities like Amsterdam, Utrecht, The Hague, and Eindhoven. Properties move fast — so be prepared to act quickly once you find something suitable.
Tip: Set clear priorities before you start your search (location, budget, size, commute time). Sometimes your employer will arrange accommodation for you, or they may have regular contacts in the area where you work. Always ask about this.
2. Renting: what to check before signing
If you’re renting, make sure you verify the following before agreeing to a lease:
Registration (inschrijving): confirm you can officially register at the address — some short-term rentals don’t allow this.
Furnished vs. unfurnished: “furnished” includes furniture; “shell” (kaal) means bare walls and no flooring.
Deposit and contract: standard deposit = 1–2 months’ rent. Always get a written contract in English or Dutch.
Agency fees: tenants should not pay agency fees if the agent represents the landlord.
Popular rental websites:
Kamernet.nl (for rooms and studios)
3. Buying a home in the Netherlands
Buying is often attractive if you plan to stay longer than three years. Check these key steps:
Get mortgage advice – international buyers can often get financing if they work in the Netherlands.
Find a real estate agent (makelaar) – they can help with bidding and negotiation.
Check the WOZ value – this is the government’s valuation that affects your property taxes.
Hire a notary (notaris) – mandatory for transferring ownership.
Budget for extra costs – transfer tax (2%), notary and agent fees, inspection costs.
Popular property websites:
4. Documents you’ll need
Whether renting or buying, keep these ready:
Passport or residence permit
Employment contract or income proof
BSN (citizen service number)
Recent bank statements
5. Pro tip: plan ahead
The Dutch market rewards preparation. Have your paperwork ready, know your budget, and book viewings early. A proactive approach can make the difference between getting your dream home — or missing out.
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